🇿🇦 Built for South Africa

Your small business,
your shop deserves the
same power as
great SA businesses.

Give your business a chance to be great through easy accountability. Invoices. Expenses. VAT201. Payslips. SARS tax summaries — scan any receipt with your phone camera and it files itself. Works offline. No accountant needed.

TMNZSKAP
Trusted by 2,400+ SA businesses — spaza shops to corporates
VAT201 Ready R48,200 Auto-calculated
This month's profit +R23,450
Works offline No WiFi required
Khumalo Electricals
GRINDER
Revenue
R84,200
This month
Outstanding
R12,400
3 invoices due
📷 Scan purchase invoice
Builders Warehouse
19 Jun 2026
R3,240
PAID
City Power Supplies
16 Jun 2026
R8,900
OVERDUE
R1.2B+
Invoices processed
2,400+
Active SA businesses
98%
SARS submission accuracy
100%
Offline. Always.

Accounting software was
never built for us.

Sage costs R700/month. QuickBooks needs reliable WiFi. Xero doesn't understand SA tax. And none of them were designed for a spaza owner, a plumber in Khayelitsha, or a street vendor in Alex who needs their books clean before SARS knocks.

Setwel Biz Suite works on any Android phone — even a R500 device
No WiFi? No problem. Everything runs offline, always
SARS VAT201 and IRP5 built in — not a paid add-on
Starts at R59.99/month — less than two loaves of bread a day
📸

Snap. It's recorded.

Point your phone camera at any till slip or supplier invoice. The AI reads it and captures every line item, amount, and VAT number automatically.

📊

SARS-ready, always

VAT201, IRP5 summaries, and provisional tax deadlines — calculated correctly and formatted exactly how SARS expects them.

🔒

Your data stays yours

All data stored on your own device. No cloud server holds your financial information. POPIA compliant. Nobody else can see your books.

💼

Grows with your hustle

Start with Hustler at R59.99. When you hire staff, add payroll. When you need a balance sheet, upgrade. Pay only for what you use.

One app. Your whole business.

No modules. No hidden add-ons. Every feature works offline.

🧾

Quotes & Invoices

Send professional PDF invoices by WhatsApp or email in seconds. Convert a quote to an invoice in one tap. SARS-compliant TAX INVOICE format.

All tiers
📷

Camera Invoice Capture

Photograph any receipt or supplier invoice. AI reads the supplier name, amounts, VAT number and every line item — and files the expense automatically.

All tiers
💰

Expense Tracking

Categorise expenses as cost-of-sales or operating. All feeding directly into your Profit & Loss and VAT201 — no manual journal entries.

All tiers
🏛️

VAT201 Report

Automatically calculates your VAT output, input and liability for any period. Export the report exactly as SARS needs it for eFiling.

Grinder+
📋

Payslips & IRP5

Generate PAYE-compliant payslips and annual IRP5 summaries for your employees. Includes UIF and SDL — all calculated automatically.

Grinder+
📈

Profit & Loss

Real-time P&L statement showing gross profit, operating expenses, and net profit. Export as PDF or CSV for your accountant.

Grinder+
🏦

Aged Debtors & Creditors

See exactly who owes you and for how long. Current, 30, 60, and 90+ day buckets. Chase the right people at the right time.

Grinder+
📦

Inventory & Payroll

Track stock with low-level alerts. Run a full payroll — PAYE, UIF, SDL — with payslip bulk generation. Balance Sheet and Cash Flow included.

Builder+
🛡️

100% Offline

Every feature works without internet. Data is stored on your own device. No subscription servers, no cloud outages, no data bills used.

Always

From till slip
to tax-ready
in 3 taps.

No data entry. No manual capturing. Built specifically for business owners who are too busy running their hustle to sit at a computer.

1

Tap the camera button

Hit the green camera button on your phone's home screen. No app store — just open the link in Chrome and add to home screen.

2

Photograph the invoice

Point at any purchase receipt, supplier invoice, or till slip. Works on crumpled paper, handwritten notes, even faded thermal receipts.

3

Review & save

AI extracts supplier name, date, every line item, VAT amount and totals. You check it, tap Save — expense filed and books updated.

📷 Align invoice inside frame
✓ Invoice read successfully
Supplier Makro — Eastrand
Invoice # MK-2026-044821
VAT (15%) R287.35
Total R2,204.34

From the people, for the people.

★★★★★
"I run a spaza in Khayelitsha. I can't read English very well but the camera button does everything. I take a picture of every receipt and the app writes it down for me. Even SARS won't scare me now."
NZ
Nomsa Zulu
Spaza owner · Khayelitsha, WC
★★★★★
"I manage 47 clients as a bookkeeper. Setwel's Accountant Partner plan replaced three different tools I was using. SARS deadline tracker across all my clients in one screen — nothing else does that."
SK
Siphokazi Khumalo
Bookkeeper · Durban, KZN
★★★★★
"Load shedding used to kill my workflow. Now it doesn't matter — Setwel works offline completely. I've done full payroll runs during Stage 6. My staff get their payslips on time, always."
AP
Andile Petersen
Construction SME · East London, EC
★★★★★
"As a township entrepreneur with two tuck shops, I needed something that works on my phone with bad data. Setwel was the only app I found that works 100% offline and still does real accounting. Not just a receipt tracker — actual books. Actual SARS reports. I'm now formalising my second shop because I finally understand my numbers."
LN
Lucky Nkosi
Two tuck shops · Alexandra, GP · Builder plan

Pay for what you use.

All plans include a 30-day free trial. No credit card required.

Monthly
Annual Save 2 months
Hustler
Spaza shops, hawkers, home businesses & side hustles
R 59.99 /month
 
  • Quotes & invoices (PDF, WhatsApp)
  • VAT auto-calculated at 15%
  • Income & expense tracking
  • SARS tax summary
  • Spaza stock & cash float tracker
  • Camera invoice capture
  • Works 100% offline
  • Up to 50 customers
  • Payslips & IRP5
  • VAT201 export
Builder
Established SMEs with staff & inventory
R 399 /month
 
  • Everything in Grinder
  • Full payroll (PAYE/UIF/SDL)
  • Balance Sheet & Cash Flow
  • Inventory with low-stock alerts
  • Bank reconciliation
  • Provisional tax calculator
  • SRD & grant income tracking
  • Up to 5 users
Enterprise
Multi-branch companies & large SMEs
R 999 /month
 
  • Everything in Builder
  • Unlimited users & branches
  • B-BBEE scorecard tracker
  • EFT batch files (FNB/ABSA)
  • Inter-branch stock transfers
  • Purchase approval workflows
  • API access
  • SA-based account manager

Accountant? Our Partner plan gives you unlimited client files, white-label branding, and a flat fee. Contact us

We've got
answers.

Can't find what you're looking for? Email us at support@setwel.co.za — we reply same day, in plain South African English.

No. The entire app — invoicing, expenses, payroll, reports — works completely offline. Your data is stored on your own device. You only need data if you want to use the AI camera capture feature or share invoices via WhatsApp.
You tap the camera button, take a photo of any receipt or invoice, and our AI reads it automatically — extracting the supplier name, date, every line item, VAT number and total. You review it, tap Save, and the expense is filed. No typing required. Works on till slips, supplier invoices, handwritten receipts, and even faded paper.
Yes. Our invoices are formatted as TAX INVOICES per SARS requirements, including VAT registration number, sequential invoice numbers, and split VAT display. The VAT201 report is structured exactly as SARS expects for eFiling. IRP5 summaries match the SARS format. All tax calculations use the current verified SARS brackets and rates for the 2027 tax year (1 March 2026 – 28 Feb 2027). We update every February after the Budget Speech.
Yes — that's one of our biggest advantages. Open Setwel Biz Suite in Chrome on your Android phone, tap "Add to home screen", and it installs like a real app. No Google Play, no App Store, no approval process. It works offline immediately after the first load. iPhone users can do the same via Safari using "Add to Home Screen".
Nobody but you. All data is stored on your own device — not on any server we control. No Setwel employee can access your books. We are POPIA compliant and do not sell, share, or analyse your data. PDFs and exports go directly to your device. This is by design, not just a policy.
Your data is preserved safely. The app will show a trial-ended screen and you'll need to upgrade to continue. Nothing is deleted. The moment you upgrade, everything is back and exactly as you left it. We'll remind you with 7 days and 3 days to go so you're never caught off guard.
Yes, upgrade or downgrade anytime. Upgrading is instant — new features are available immediately. Downgrading takes effect at your next billing date so you don't lose access you've already paid for.
Yes. Setwel Biz Suite was designed for business owners who are experts at their trade, not at computers. If you can use WhatsApp, you can use Setwel. The camera capture means most people never need to type anything. Our support team responds in plain language — no tech jargon — and we're available via WhatsApp during SA business hours.
30-day free trial · No credit card

Your books.
Your phone.
Your power.

Join 2,400+ South African businesses — from spaza shops in Alex to construction companies in Polokwane — who run their accounting on Setwel Biz Suite.

🔒 Your data stays on your device  ·  POPIA compliant  ·  Built in South Africa 🇿🇦  ·  Cancel anytime